Connect with us now to talk about financing a new Subaru or pre-owned vehicle.
We know that some people are hesitant to provide their financial information over the internet, so we are providing a way for you to speak privately with one of our finance team about your needs.

If you are looking to buy a new or used vehicle in the Medford, OR area, and need auto financing, Southern Oregon Subaru is the place to go. Our car finance team can secure for you an affordable car loan or lease option for your new Subaru or used car.  We will diligently explore all available options to get you a loan or lease that fits your budget.

We have provided vehicle financing for residents from all over the Medford area, including Grants Pass, Ashland and Central Point. Come talk to a car loan and lease specialist at 3103 Biddle Rd, Medford OR 97504 today!

In the form below, let us know how to best contact you.  One of our finance team will connect with you as soon as possible for a private discussion about your finance needs.

* Indicates a required field

Contact Information

Purchase Timeframe

Your privacy is important to us.

Southern Oregon Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

Drive Home to Medford a Subaru Vehicle Through Financing

If you need a Subaru model immediately but don't have cash saved, we have financing options. If you stop by our location, you may also test drive any model. Why wait any longer? Learn more today.

Financing a Subaru Car

Financing is applying to get a lump sum from a lender and paying it back over a time period. Financing time periods usually run from 12 to 60 months, though we may offer different time periods. Various factors determine your pay, including credit rating, vehicle make, required insurance, and down payments.

If you travel outside Grants Pass often and prefer more control over the model, financing may suit you better. Owning the vehicle enables you to add the features you want and sell or trade them. It also helps build equity or the difference between the car's value and what you owe.

Leasing a Subaru Model

When you lease a Subaru vehicle, you pay the dealer monthly to use the car for a short time. Common leasing terms are from 24 months to 84 months, but most customers prefer 36 to 60 months. Your payment may be influenced by credit score, expected depreciation during the loan term, and acquisition fees.

Leasing could be the ideal choice if you don't travel much out of Central Point and work locally. It is also ideal if you'd rather not deal with selling or you're not ready to commit to buying yet. You can enjoy the latest features that come with driving a new car around Ashland. Leasing commonly costs less monthly than financing since you pay for the depreciation, not the full cost.

Apply for Financing Online

If you don't have time to stop by the dealership, we have a secure online application available 24/7. Fill out this form, get a response in minutes, and prequalify without hurting your credit rating. Contact us online or over the phone with questions. We look forward to seeing you here soon.

Southern Oregon Subaru

3103 Biddle Rd
Directions Medford, OR 97504

  • Sales: 541-238-9784
  • Service: 541-238-9784
  • Parts: 541-238-9784


  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 7:00 PM
  • Wednesday 8:00 AM - 7:00 PM
  • Thursday 8:00 AM - 7:00 PM
  • Friday 8:00 AM - 7:00 PM
  • Saturday 8:00 AM - 7:00 PM
  • Sunday 10:00 AM - 7:00 PM